SSM Interest Scheme

Interest Schemes is a unique and innovative financing solution for businesses, particularly those with unconventional or pioneering business models.

Interest schemes are governed by the Interest Schemes Act 2016 and regulated by the Companies Commission of Malaysia (SSM). Interest Schemes offer a flexible alternative to traditional financing methods, empowering businesses to reach new heights.

One of the distinctive advantages of Interest Schemes is their ability to cater to various business models, not just pure investment schemes. They can include “right-to-use” models such as recreational memberships and timeshare schemes, as well as hybrid schemes that offer both financial returns and non-financial benefits to investors. This versatility allows businesses to tailor their offerings to attract a broader range of investors.

Other key benefits of interest schemes include that they allow businesses to retain full control over their operations without diluting ownership, no collateral or security is required, a relatively large fund size, and features that help businesses maintain healthy cash flow.