Author name: Cheong Li Sheng

A white building with a large clock face, with a curved high-rise tower against a blue sky

Nature of Interest Schemes: The Four Categories

Cheong Li Sheng / October 13, 2026

The Interest Schemes Act 2016 recognises four categories of scheme: investment, recreational membership, time-sharing and hybrid. This overview explains each one and the kinds of business models that may fall within them.

A green vintage typewriter with a sheet of paper reading "Investments"

Interest Scheme

Interest Schemes in Malaysia: An Introduction

Cheong Li Sheng / October 13, 2026

Interest schemes let businesses raise funds from the public without giving up ownership or providing collateral. This overview covers how the Interest Schemes Act 2016 defines them, the types of scheme, and why registration matters.

Author name: Cheong Li Sheng

Interest Schemes in Malaysia: An Introduction

Explore

Follow